Provident Bank has named Joseph A. Tammaro, Jr. as its new executive vice president and head of middle market lending. Tammaro will report directly to Bill Fink, the bank’s chief lending officer. In his new position, Tammaro will oversee the Middle Market Lending Group and will be responsible for areas such as business development, customer relationship management, portfolio performance, credit quality, and risk management. He is also expected to contribute to strategic planning and lead efforts across the organization to provide a range of financial services to middle market clients.
“Joe brings the leadership experience and strategic focus needed to drive continued growth in our middle market platform,” said Fink. “He has a strong track record of building scalable teams, expanding customer relationships, and delivering disciplined, profitable growth. As we continue to invest in this important business line, Joe’s expertise will be instrumental in accelerating our momentum and strengthening our competitive position across the region.”
Tammaro has over 20 years of senior leadership experience in commercial banking. Before joining Provident Bank, he worked at TD Bank as senior vice president and group head for Metro PA & NJ Middle Market Lending. There he led teams serving commercial and industrial customers with revenues up to $2 billion. His background includes managing complex credit portfolios and working with different product partners to deliver comprehensive financial solutions.
Earlier in his career at TD Bank, Tammaro led various groups including not-for-profit lending in Pennsylvania and New Jersey, healthcare lending teams, and served as regional vice president for Philadelphia—one of the bank’s largest markets—where he was recognized for both business growth and leadership.
Tammaro is known within the regional business community for his commitment to customer advocacy and partnership.
“Provident Bank has built a strong foundation in middle market lending, and I see a significant opportunity to build on that progress,” said Tammaro. “I look forward to working with our teams to expand our market presence, grow customer relationships, and deliver integrated financial solutions that support the long-term success of our middle market customers.”
Tammaro succeeds Wm. J. Ruckert, III., who will retire on April 1. The two executives plan to work together during the transition period to ensure continuity for clients.


